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\r\n\r\n\r\n\r\n \r\n\r\n\r\n\r\nThe "Business Insurance Gal\'s" Definition on \r\nObtaining Business Insurance: | \r\n\r\n| \r\n I = I nsurance, you \r\nN = N eed it & She can
\r\nS = S ell & Service it. \r\nU = U nderinsuring is a
\r\nR = R ISK \r\nA = A VOID IT! \r\nN = N eed a quote? \r\nC = C ontact the “Business Insurance Gal!” via online -OR- Call (732) 290-2322 - She makes it \r\nE = E xtremely EASY! \r\n \r\nP.S. Today there are "so" many insurance agency websites that can offer you a quote, however how many have a personality like mine? While my website might not be the prettiest, it\'s intentional. Plus when you work with me, you are not transferred to someone in another department. I am your contact and I have over 30 Insurance Companies behind me and will help you find the right company and policy for your insurance needs. Trust is the new competitive advantage. My customers trust me, I follow through and keep my promises. Now how\'s that for personality? I welcome you to contact me, as it would be my pleasure to assist you! To get started, please complete my online business insurance form. I look forward to "seeing" you soon. \r\n \r\n \r\n\r\n\r\n\r\n\r\n\r\n| January 2010 Business Insurance E - Newsletter | \r\n\r\n![\"\"](\"/3rdparty/rvsitebuilder/rvs_library/65x65/3bo_65x65_1.jpg\" "\\"\\"") | \r\n\r\n![\"\"](\"/3rdparty/rvsitebuilder/themes/default/sitebuilder/images/layouttemplate/c7ec432e9b85d2bb7f809a4800580579/plusbullet.jpg\") Insurance Word of the Month:"Coinsurance": Property insurance requires the policyholder to carry insurance equal to a specified percentage of the value of property to receive full payment on a loss. For health insurance, it is a percentage of each claim above the deductible paid by the policyholder. For a 20 percent health insurance coinsurance clause, the policyholder pays for the deductible plus 20 percent of his covered losses. After paying 80 percent of losses up to a specified ceiling, the insurer starts paying 100 percent of losses. | \r\n\r\n![\"\"](\"/3rdparty/rvsitebuilder/rvs_library/65x65/5bs_65x65_14.jpg\" "\\"\\"") | \r\n\r\n Be a Better Buyer! \r\nBuying Business Insurance does not have to be a complicated process as long as you are working with an insurance agent (like the “Business Insurance Gal” - a Professional Insurance Broker) who will take the time to ensure that your business has the coverage it needs to protect against the unknown. While it’s understandable that as a business owner, you are trying to keep your insurance premium costs as low as possible it is “ultra” important in today’s litigious economy that you have the appropriate coverage to protect your business and keep it running smoothly. It’s okay to shop on “price” just make sure the price includes all of the coverages that are important to your business. Contact the “Business Insurance Gal” today to obtain your business insurance quote. | \r\n\r\n![\"\"](\"/3rdparty/rvsitebuilder/rvs_library/65x65/5bs_65x65_11.jpg\" "\\"\\"") | \r\n\r\n What is Employment Practices Liability Insurance? \r\nEPLI covers businesses against claims by workers that allege their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rapidly increasing. \r\nThe cost of EPLI coverage depends on your type of business, the number of employees you have and various risk factors such as whether your company has been sued over employment practices in the past. The policies will reimburse your company against the costs of defending a lawsuit in court and for judgments and settlements. \r\nEPLI provides protection against many kinds of employee lawsuits, including claims of: \r\n\r\n \r\n- Sexual harassment
\r\n- Discrimination
\r\n- Wrongful termination
\r\n- Breach of employment contract
\r\n- Negligent evaluation
\r\n- Failure to employ or promote
\r\n- Wrongful discipline
\r\n- Deprivation of career opportunity
\r\n- Wrongful infliction of emotional distress
\r\n- Mismanagement of employee benefit plans
| \r\n\r\n\r\n\r\n\r\n![\"\"](\"/3rdparty/rvsitebuilder/project/eecfcc5d23ada82d7718df37b40df2b5/images/facebook.png\" "\\"\\"") | \r\n\r\n Connect With Customers Online Using Facebook or Linkedin \r\nIf you haven\'t already incorporated some type of social marketing into your marketing plan, you should. Research shows it\'s the best, most effective way to stay in touch with your customers and clients. According to a recent study by emarketing.com, 85% of executives surveyed said that the main benefit from social marketing was customer engagement. \r\n \r\nOther benefits of social marketing include: \r\nDirect customer communications (65%), Speedy feedback/results (59.9%), Learning customer preferences (59.1%) and Low cost (51.1%). \r\n \r\nSocial networking allows you as a business owner to show that you are interested in the customer and care about their needs. It gives you a fantastic link into the thoughts and preferences of people who are most likely to do business with you, allowing you to quickly pick-up on trends and develop new ideas and products. Social networking isn\'t hard and it doesn\'t have to be time consuming. Do you need help? Contact the "Business Insurance Gal" for a referral. | \r\n
\r\n ![\"\"](\"/3rdparty/rvsitebuilder/themes/default/sitebuilder/images/layout_onlineform.jpg\")
\r\n | |
', '', 'Freehold, Manalapan, Marlboro, Howell, New Jersey, Business Liability, Property, Workers Compensation, Contractors Insurance Quotes', 'New Jersey, insurance, Business insurance, quote, quotes, general liability insurance, business auto insurance, group health, long term care insurance, workers compensation insurance, professional liability, health insurance, life insurance, retirement p', 'Work with an Experienced & Professional Female Business Insurance Broker with great rates. She can help you with general liability insurance, auto insurance, workers compensation insurance, group health insurance, property insurance & payroll.', null, null, '', '', '', '', null, null, null, null, '1263219052');
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\r\n
|
\r\n\r\n\r\n\r\n \r\n\r\n\r\n| \r\n | \r\n\r\n| \r\n | | \r\n\r\n |
', '', 'Freehold, Manalapan, Marlboro, New Jersey, Business Liability, Property, Workers Compensation, Contractors Insurance Quotes', 'New Jersey, cheap insurance, insurance, Business insurance, quote, quotes, general liability, business auto, group health, long term care, workers compensation, professional liability, health insurance, life insurance, retirement plans, payroll', 'Professional Female Insurance broker offering general liability insurance, business auto insurance, workers compensation insurance, group health insurance, business property insurance, professional liability & payroll services.', null, null, '', '', '', '', null, null, null, null, '1257625213');
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\r\n\r\n\r\n\r\n \r\n\r\n\r\n | \r\n\r\n| \r\n | \r\n | \r\n\r\n | |
', '', 'CS Insurance & Financial Solutions LLC, 4400 Route 9 South, Suite 1000, Freehold NJ 07728, Phone (732) 290-2322', 'CS Financial Solutions LLC, Freehold, New Jersey, 732-290-2322, Dean Marciano, Christine Marciano, cheap insurance, insurance, insurnance, Business insurance, quote, quotes', 'Professional Female Insurance broker, known as the Business Insurance Gal aka Christine Marciano. Offering all types of personal & business insurance: General Liability insurance, Commercial Auto, Workers Compensation & Group Health insurance.', null, null, '', '', '', '', null, null, null, null, '1257624781');
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\r\nPhone: (732) 290-2322
\r\nFax: (732) 709-1684
\r\n
\r\n
\r\n
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', '', 'Freehold, Manalapan, Marlboro, New Jersey, Contact Us for Help with Your Business Insurance Quote', 'CS Financial Solutions LLC, Freehold, New Jersey, 732-290-2322, Dean Marciano, Christine Marciano, cheap insurance, insurance, insurnance, Business insurance, quote, quotes, get help with business insurance quote, business insurance gal', 'Contact the Professional Business Insurance Gal Broker, great rates, all types of business insurance: General Liability insurance, Commercial Auto, Workers Compensation & Group Health insurance. Servicing all of New Jersey.', null, null, '', '', '', '78dc8600addca36afc28651f4777bd2c', null, null, null, null, '1257624375');
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REPLACE INTO rvs_publish (project_id, rvs_publish_protocal, rvs_publish_domain, rvs_publish_path) VALUES ('eecfcc5d23ada82d7718df37b40df2b5', 'http', 'businessinsurancequotenj.com', '');
REPLACE INTO rvs_picture (picture_id, picture_name) VALUES ('140', 'woman');
REPLACE INTO rvs_project_layout_page (project_id, project_page_id, parent_project_page_id, priority) VALUES ('eecfcc5d23ada82d7718df37b40df2b5', 'c2a136b8f44689fe478d35ec348dc89a', '0', '1');
REPLACE INTO rvs_project_layout_page (project_id, project_page_id, parent_project_page_id, priority) VALUES ('eecfcc5d23ada82d7718df37b40df2b5', 'cbb68e3ae1e6aa9375b8ca2ee0f5947b', '0', '2');
REPLACE INTO rvs_project_layout_page (project_id, project_page_id, parent_project_page_id, priority) VALUES ('eecfcc5d23ada82d7718df37b40df2b5', '557b7c2594098092b6c8bca039254ab1', '0', '3');
REPLACE INTO rvs_project_layout_page (project_id, project_page_id, parent_project_page_id, priority) VALUES ('eecfcc5d23ada82d7718df37b40df2b5', 'e886ab63245c94e627db206409be469d', '0', '4');
REPLACE INTO rvs_project_layout_page (project_id, project_page_id, parent_project_page_id, priority) VALUES ('eecfcc5d23ada82d7718df37b40df2b5', 'baf3358f8f89d43beb9c2a003290f532', '0', '5');
REPLACE INTO rvs_side_to_project (rvs_side_id, project_id) VALUES ('ab85dfce76d87c61bf2130083e5d693e', 'eecfcc5d23ada82d7718df37b40df2b5');
REPLACE INTO rvs_side_to_project (rvs_side_id, project_id) VALUES ('e76968a4814d4d21b0c9959847db05f6', 'eecfcc5d23ada82d7718df37b40df2b5');
REPLACE INTO rvs_side_to_project (rvs_side_id, project_id) VALUES ('bc6060ee4f0d69716a711ad6d6e76161', 'eecfcc5d23ada82d7718df37b40df2b5');
REPLACE INTO rvs_side_to_project (rvs_side_id, project_id) VALUES ('db4903483cb46ae87041a97b44672753', 'eecfcc5d23ada82d7718df37b40df2b5');
REPLACE INTO rvs_side (rvs_side_id, side_config, side_value) VALUES ('ab85dfce76d87c61bf2130083e5d693e', 'top', '
Offered to you by the "Business Insurance Gal"
\r\n\r\n
\r\n
\r\n
\r\n\r\n
\r\n');
REPLACE INTO rvs_side (rvs_side_id, side_config, side_value) VALUES ('e76968a4814d4d21b0c9959847db05f6', 'bottom', ' Copyrighted 2009, CS Financial Solutions, LLC, All rights reserved.
');
REPLACE INTO rvs_side (rvs_side_id, side_config, side_value) VALUES ('bc6060ee4f0d69716a711ad6d6e76161', 'side2', '');
REPLACE INTO rvs_side (rvs_side_id, side_config, side_value) VALUES ('db4903483cb46ae87041a97b44672753', 'side1', 'Testimonials:
\r\n
\r\nIt has been a great pleasure working with Christine Marciano. Christine is an excellent Licensed Insurance Broker. I have known Christine for 2 ½ years and she has been taking care of all my insurance matters. Christine always goes out of her way to make things happen. She is persistent and never leaves a job uncompleted.
\r\n
\r\n
\r\nOne characteristic in which I would like to high light about Christine is her outstanding personal skills. She is very easy to communicate with, and nothing falls between the cracks with Christine.
\r\n
\r\n
\r\nChristine is a wonderful person and she will be a great agent for others looking for assistance with their insurance needs. I highly recommend her.
\r\n
\r\n
\r\nSincerely,
\r\n
\r\nMark K., D.D.S.
\r\nNutley, NJ
\r\n
');
REPLACE INTO rvs_font (font_id, font_name) VALUES ('12', 'Verdana');
REPLACE INTO rvs_link (rvs_link_id, fullscreen, external_url, toolbar, location, status_bar, menubar, resizeable, scrollbars, size_width, size_height) VALUES ('ef4764bef0b40f524d8cfad4a776b663', '1', 'http://www.weinsurenewjersey.com', '1', '1', '1', '1', '1', '1', '0', '0');
![\"\"](\"/3rdparty/rvsitebuilder/rvs_library/200x120/5bs_200x120_29.jpg\" "\\"\\"")
![\"\"](\"/3rdparty/rvsitebuilder/rvs_library/180x120/5id_180x120_5.jpg\")
![\"\"](\"/3rdparty/rvsitebuilder/project/eecfcc5d23ada82d7718df37b40df2b5/images/twitter.gif\" "\\"\\"")